Hometown Banking With Your Neighbors & Friends

Lending Products

  • Consumer Loans
    • The Citizens Farmers Bank has loans available for new and used vehicles, boats, motorcycles, trailers, and many other purposes. Contact one of our loan officers to discuss details and terms.

  • Residential Real Estate Loans
    • If you are looking to buy or refinance a home in our area, the Citizens-Farmers Bank offers both fixed and adjustable rate mortgages to fit your needs. Call us today for details.

  • Construction Loans
    • Call our loan officers for details

  • Non-Residential Real Estate Loans
    • Farmland Loans
    • Commercial Loans - Business, investment, rental, or other commercial property
    • Recreational Property - Lake property or small tracts of land for hunting, fishing, or weekend getaways

  • Agriculture Loans
    • See us for all of your agricultural needs. We make operating, production, and equipment loans to fit your agricultural needs. Call Derick for details.


Our lending staff is available to help answer any questions you may have about our loans.