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Citizens-Farmers Bank

Current Rates


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CHECKING/SAVINGS RATES



Account Type Interest Rate Annual Percentage Yield (APY) Minimum Deposit to Open Account Minimum Balance to Obtain APY*
NOW Account 0.10% 0.10% $10.00 $1.00
HomeTown Plus Account 0.10% 0.10% Account no longer offered $750.00
Money Market Account
(Balance over $50,000)
1.00% 1.00% $10.00 $50,000.00
Money Market Account (Balance over $25,000)
0.75% 0.75% $10.00 $25,000.00
Money Market Account (Balance over $1,000.00) 0.50% 0.50% $10.00 $1,000.00
Money Market Account 0.35% 0.35% $10.00 $1.00
Regular Savings 0.25% 0.25% $10.00 $1.00
Christmas Club 0.25% 0.25% $1.00 $1.00





CD RATES



Account Type Interest Rate Annual Percentage Yield (APY)

3 Month CD 0.40% 0.40%

6 Month CD 0.45% 0.45%

12 Month CD 0.75% 0.75%

13 Month CD 2.75% 2.77%

18 Month CD .80% .80%

19 Month CD 3.00% 3.02%

24 Month CD 1.00% 1.00%

30 Month CD 1.10% 1.10%

36 Month CD
1.25%
1.25%

48 Month CD 1.35% 1.35%

60 Month CD 2.15% 2.16%






IRA RATES



Account Type Interest Rate Annual Percentage Yield (APY)

18 Month Variable IRA  2.25% 2.27%






 Checking/Savings Disclosures:
* Daily Balance (the amount of principle in the account each day)
These rates effective 10/10/2018.
Fees may reduce earnings on the account.
These rates may change anytime. For current rate information please contact The Citizens-Farmers Bank.

CD Disclosures:
$1,000.00 minimum balance on Certificates of Deposit unless otherwise stated.
These rates effective 10/10/2018.
Penalty for early withdrawal.
For current rate information please contact The Citizens-Farmers Bank.

IRA Disclosures:
$100.00 minimum balance to open account.
Penalty for early withdrawal.
These rates effective 10/10/2018.
These rates may change monthly. For current rate information please contact The Citizens-Farmers Bank.

Checking


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Online Banking


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