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Citizens-Farmers Bank


  • Money Market Account
    • Interest earned on daily collected balance
    • Maximum of six debits by check, auto-withdrawal, debit card or similar order per statement cycle. No minimum transaction amount.
    • $7.50 monthly maintenance fee if ledger balance falls below $1,000.00
  • Passbook Account
    • Interest paid May 31st and November 30th.
    • Four withdrawals per month allowed without a fee
  • Christmas Club Account
    • Interest paid annually
    • Check issued for full account balance November 1st

All of your deposit accounts with us are federally insured with the FDIC. Contact our customer service representative to assist you with any questions you may have.


Citizens Farmers checking accounts are the easiest and most convenient to use.